Li Renshu paused for a moment, clearly understanding that neither of the two was a good term.
"Insurance" is somewhat neutral, but it also has certain negative connotations, whereas "Ponzi scheme" is purely derogatory.
Wang Yongxin continued, "Here's what I'm thinking: All players who have deposited visa time into the 'Luxury Fund' can receive a certain amount of visa time as 'dividends,' every so often, perhaps weekly or monthly, similar to insurance.
"Of course, I know the key issue is 'where do the dividends come from,' as visa time is too scarce, and we can't print money.
"My idea is, there are two sources.
"First, if a player has stored tens of thousands or hundreds of thousands of visa time in the fund and dies unexpectedly in the game, this money can naturally become 'dividends.'
"Second, if everything goes smoothly, and our community experiences no losses for a long period, that's great. It means our community has successfully earned decent profits from future games.
