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HP: Talented, Powerful, Yet in Debt

Reincarnating into the world of Harry Potter, Lucien Grafton thought he would grow up as the heir to a wealthy family. But the moment his Hogwarts letter arrived, his Loan System awakened. Advance rewards now, pay the price later. Simple, right? [Congratulations to the host for obtaining "Loki’s Mask" (Black-green shifting mask of Loki).] Repayment Period: 365 days】 Reward: 【Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change】 【White Magic: S】 【Dark Arts: SS+】 【Defense: S+】 【Transfiguration: SSS】 【Potion: A】 【Alchemy: A+】 【magic Power: SS】 Repayment: Perfectly master Transfiguration within one year. "Umm.. with this SSS-rank talent, I can master Transfiguration within a year.. pretty simple." [Congratulations to the host for obtaining a Qilin Egg.] Reward: A divine beast companion. Repayment: Refine a Potion using the Philosopher’s Stone. "Uhh.. a Potion using the Philosopher’s Stone..? Well, I guess I can do that.." [Congratulations to the host for obtaining the Dark Magic Encyclopedia.] Repayment: Voldemort’s head. “…Wait—what?!” Voldemort: “What do you mean you owe a debt and need to borrow my head?!” With every loan, Lucien gains powers beyond imagination, becoming Over f#cking Powered far too quickly—but also debts that could shake the Wizarding World itself. McGonagall sees him as a once-in-a-century Transfiguration prodigy. Dumbledore frowns at his “dangerous potential.” Hermione stares in shock as the new boy buys out half of Flourish & Blotts. And Lucien himself? He just wants to clear his debts before they pile up too high. After all… what’s scarier than Voldemort? A System that won’t stop lending!!!
DarkDevil1 · 2.1m Views

Serena Prince: Love of Magic

Summary: Waking up as a female version of Severus Snape during her teenage years was a dream come true. Being part of a multiversal slave company like Waifu Catalog... not so much. Luckily, I didn't have any responsibilities to fulfill with them, so I could live my life freely. If that meant learning different magic systems from different worlds like I'd always dreamed of? Well, this was the best thing that could have happened to me. ...and if I got one or more wives, that would be great. ---------- Disclaimer: I do not own anything from the Harry Potter universe, that belongs to JK Rowling, nor do I own anything from Brandon Sanderson's Cosmere, or Hiromu Arakawa's FullMetal Alchemist, or any other universe/series/anime/manga/comic/fandom that I use in this story. This is a work of fanfiction and is for entertainment purposes only. Warning: English is not my first language, nor my second... nor any language really, this is translated from the Spanish version, which comes out at the same time as this version, with a translator, and slightly fixed by me, so you are bound to find mistakes and I apologize. If you see any mistakes, I am not afraid to point them out, I will do my best to correct them, thank you. NEW!!!: The chapters are being edited and corrected for better readability by Scott Fellman. NEW!!!!: ALL CHAPTERS HAVE BEEN COMPLETELY EDITED AND CORRECTED BY SCOTT FELLMAN. Warning: This story may contain +18 content, female/female, in the future, you are warned. Updates will be done on Fridays or Saturdays. Approx 1k~2k words each chapter, one or two per week. If you liked the story, join my patreon, patreon.com/Camellya_Addams, there are up to 10 chapters in advance, thank you. Or you can also visit my Ko-Fi, ko-fi.com/camellya_addams.
Camellya_Addams · 2m Views

Draco Malfoy: Reborn

In the inferno of the Room of Requirement, as flames consume everything around him, Draco Malfoy faces an unexpected savior—Harry Potter's outstretched hand. In that single moment of choice, everything changes. When Draco awakens, he finds himself back at Malfoy Manor, his body transformed, his mind restored to his eleven-year-old self. But his memories remain sharp, untouched by time. Armed with the knowledge of his past mistakes and the consequences that nearly destroyed him, Draco is given something precious: a second chance. Determined to rewrite his destiny, Draco makes three solemn vows. He will free his family from the darkness that consumed them. He will bridge the impossible divide between himself and the Boy Who Lived. And he will dare to seek something he never thought possible—love, not conquest; companionship, not dominance. As Draco navigates Hogwarts anew, his path collides with an unlikely ally in Hermione Granger, the brilliant witch he once scorned. What begins as forced proximity transforms into something neither of them anticipated. But redemption is never simple, and some bonds are forged through the hottest flames. This is a story of second chances, of broken people finding wholeness, and of discovering that love—in all its forms—is the most powerful magic of all. A sweet, hopeful tale where everyone deserves their happy ending. Update Schedule: 3 Chapters/Week #NOHAREM #SINGLE LOVE-INTEREST #NO BASHING #PLOT #DRAMOINE #SERIOUS NOVEL Support If you like me to continue it till end: https://www.patreon.com/Daoist_Inkyug
Daoist_Inkyug · 131.5k Views