Harry paid the fare for both of them to Diagon Alley, where he exchanged some Galleons for pounds. Dan's eyes boggled once again at the amount of cash Harry was about to put into his pocket. "Uh, Harry, I know I've said this before, but perhaps you shouldn't carry so much cash with you. Diagon Alley seems like a fairly nice place, but if we're walking into London then you might lose that before you get a chance to spend it..."
The goblin overheard Dan, and said to Harry, "We take the security of our money very seriously, Mr. Potter. May I interest you in a blood-sealed mokeskin, guaranteed against theft by Gringotts?"
"Uh, could you explain what that is?" asked Harry.
The goblin already had its hands under the desk, ready to grab a few contracts and a blood needle as soon as Harry said the right words. "A mokeskin pouch is a good method of storage to prevent theft. The pouch itself can shrink until it becomes invisible to everyone except the owner. Our pouches, however, are further protected with a blood seal that can only be opened by the owner."
"That sounds very useful. How much is it?"
The goblin quickly whipped out a parchment, quill, and the blood needle, placing them on the desk. "Nine galleons flat for the pouch and the blood seal." Harry could easily afford that, so he picked up the quill. The goblin stopped him just before the tip touched the parchment. "Could I also offer you some additional features for your pouch, Mr. Potter?"
"Uh, what kind of features?"
"For an additional fee of eleven sickles, we can give it the Constantly Correct Change Compartment, which will automatically withdraw from your account exactly the right amount of change you require for every transaction. There is an additional transaction fee of only two Knuts for each purchase you make this way."
Harry hesitated for a moment, but decided it would be extremely helpful, not to mention convenient, not to have to visit Gringotts every single time he needed to make a purchase, nor ever accidentally be short on cash. He would have to restrict that feature for large purchases, as an extra two Knuts on every little purchase would add up quickly. "Will I be able to keep some coins on hand instead of making a separate withdrawal each time?" he asked, to be sure.
The goblin's smile faltered slightly as he explained, "Yes, the compartment is accessed by a separate flap on the outside of the pouch. When you have finalized your purchase at any store, simply open the flap and empty its contents, which will always be exactly the right amount you need. The interior of the bag will hold the coins you have placed in there yourself."
When Harry nodded in acceptance, the parchment suddenly lengthened and a new paragraph appeared detailing the new feature. He was just about to sign it again when the goblin stopped him.
"Do you also foresee yourself making purchases in British Pounds soon?"
Harry nodded.
"The Currency Exchange Enchantment is available for both the main compartment of the pouch and the Constantly Correct Change Compartment for only six sickles, which will allow you to pull out money in the currency that is accepted at the store. Of course, there is a small transaction fee of only two percent per purchase."
"I can guess it's automatic for the change compartment, but how do I convert the money inside the main compartment?" Harry asked. I don't want to do it by accident, he thought.
"Simply hold the coins in your hand, while keeping it inside the pouch, and say the name of the currency you wish to convert them to. They will immediately change in your hand," the goblin explained.
Harry took a deep breath. It certainly was useful, and he was muggle-raised after all. Hermione was muggle-born, so he would be expecting quite a bit of muggle shopping with her in the future. "That seems useful..." he said, and the contract once again lengthened and another paragraph appeared. Moving his hand down to the signature line, the goblin spoke up once more.
"The withdrawal limit for both the Currency Exchange Enchantment and the Correct Change Compartment is currently set at one hundred galleons. We could raise it as high as five hundred galleons, for a small fee..."
Dan stepped in at this point. "Harry, you don't need that. The current features should be fine, he'll take it as it is, won't you, Harry?"
Harry agreed. "That should be all I need for the pouch." He finally signed his name on the parchment, and allowed the goblin to prick the needle on Harry's finger until it turned red. The goblin gave a menacing snarl at Dan as he hurried away. A few minutes later, he returned with a pouch that he held with metal tweezers.
"Take the pouch, Mr. Potter. After you touch it, nobody will be able to see it again except you." Harry picked it up, putting the strap around his neck and letting it hang inside his shirt. He emptied his usual money-pouch into the new mokeskin one.
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