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The $1,000 Challenge

Mbadihe_Lisa
21
chs / week
The average realized release rate over the past 30 days is 21 chs / week.
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Synopsis
Tomi, a university student, struggles to manage her money. Her cousin challenges her to turn ₦1,000 into ₦10,000 in one month. Through budgeting, saving, avoiding scams, and side hustles, Tomi learns practical financial skills — and discovers how small choices can change her life.
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Chapter 1 - The $1,000 Challenge

Chapter 1 – The Challenge Begins

Tomi slumped in her chair, staring at her nearly empty wallet. The month had barely started, but somehow, her money was gone. Rent was covered, tuition was paid, but food, transport, and daily needs? Barely enough.

Her cousin, Ada, noticed her frustration. "Tomi, you're always running out of money. What's going on?"

"I… I try, but it never works. I don't know how to manage it," Tomi admitted, cheeks burning.

Ada leaned closer. "Let's make it interesting. I'll give you ₦1,000 every week. Your goal is to turn it into ₦10,000 in one month. No borrowing, no cheating — only smart choices. Can you do it?"

Tomi blinked. ₦1,000 to ₦10,000? "Uh… I guess I'll try."

Ada smiled. "Good. This isn't just about money. You'll learn how to make smart choices, avoid wasting cash, and maybe even start planning for your future."

Tomi's heart raced. Could she really make that small money grow?